Unlock U.S. Real Estate Dreams

AI-Native U.S. Real Estate Investing Platform

Tailored mortgage programs for foreign nationals with no U.S. credit history. Local real estate agents with specialized training in working with foreign nationals.

Excellent5 stars review
HomeAbroad

Global Investors

No US Credit
Needed
Positive Cash Flow
and ROI
30-Year Fixed
Rate Mortgage
Qualify on
Rental Income Vs.
Personal Income
HomeAbroad

US Newcomers

No or Thin US
Credit Accepted
Build Equity vs.
Paying Rent
No W2s or Tax
Return Needed
Qualify Based on
US Employment
Letter
HomeAbroad

Established Internationals/Expats

Primary Residence
or Investment
Property
H1B, L1, J1, Green
Card Mortgage
Experts
Finance Investment
Property on Visas
Qualify on Rental
Income- No DTI
considered
HomeAbroad

Domestic Investors

Positive Cash
Flow and ROI
No Personal Income
Verification
No W2s, Pay Stubs,
Tax Returns
Best in Market
Loan Terms
←
→

Your One-Stop Shop PropTech and FinTech Platform for U.S. Real Estate 

Mortgages for Global Investors

Expand your investment portfolio in the US and maximize returns with our tailored mortgage solutions, designed for global investors— without needing US credit history or residency.

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Connect With Local Real Estate Agents  

CIPS (Certified International Property Specialist) certified agents with international expertise to understand your property needs with multilingual support. 

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AI-Native Real Estate Investing

Curated property listings with in-depth investment analysis. Save time and effort—filter your search by rental income, monthly cashflow, price range and calculate ROI with our investment calculator.

End to End Support

Leverage our streamlined tech which brings CIPS agents, investors and loan officers together—to LLC setup, opening a bank account, homeowner’s insurance and property management— for a seamless U.S. real estate investment.

How It Works?

1

Find Cash Flow Rentals

Set price, ROI & cash-flow filters; we surface live MLS and offline deals that match.

2

Instantly Analyze ROI Metrics

One click shows rent comps, cash flow, cash-on-cash returns, 5-yr equity & appreciation projections.

3

Pre-Qualify with DSCR Loans

DSCR financing that qualifies you on rental income v/s personal DTI

4

Connect with Local Investor-Friendly Agents

Explore listings with Ziffy's investor-friendly agent network, make an offer on your favorite property, and finalize your dream home.

5

Start Loan Process & Close the Deal

Conduct a home inspection, sign the purchase contract, upload docs on our loan portal, e-sign, and let our team coordinate appraisal, title & closing.

6

Grow Your Portfolio – Cash-out, Re-Invest, Repeat

Refi to tap built-up equity for the next down-payment—then rinse and repeat.

Get Free Mortgage Rate Quote Get Free Mortgage Rate Quote

AI-Native U.S. Real Estate Investing

Curated Property
Listings  

Discover best investment properties
with our AI-powered platform. It filters millions of listings by rental income, property value, population growth,
and tax advantages.

Comprehensive Investment Analysis

Get clear cash flow and profitability insights. Our AI helps you choose properties that align with your financial goals, maximizing returns
and minimizing risks.

Real-Time Alerts &
Market Insights

Receive instant notifications on
price drops, new listings, and
market updates. Stay informed
and ready to act on the best opportunities.

Recently Funded

DSCR

$224,000

Virginia Beach, VA

Purchase

DSCR

$949,200

Santa Rosa, CA

Purchase

DSCR

$138,750

Fort Worth, TX

Purchase

Full Doc Loan

$382,900

Miami, FL

Refinance

DSCR

$150,001

Niagara Falls, NY

Refinance

DSCR

$214,500

Chicago, IL

Purchase

DSCR

$357,500

New York, NY

Purchase

DSCR

$75,040

Dayton, OH

Purchase

DSCR

$325,500

Miami, FL

Refinance

DSCR

$203,940

Magnolia, TX

Purchase

Full Doc Loan

$1,254,000

Pinecrest, FL

Purchase

Ready to fund your next investment project?

Get tailored mortgage financing for your real estate investment.

Get Started Get Started

Tailored Mortgage Solutions for Foreign Nationals 

US Credit History Not Required
Green Card Not Required
Visa Not Required
Personal Income Verification Not Required

What Our Clients Say

Excellent5 stars review
Image 1
Organized and Professional
“Highly organized, professional & clear. Rachel explained foreigner loan options thoroughly, giving me all I needed to decide confidently.”
Yassin Farhat
Non-US Resident Investor
Image 1
Seamless Experience
“As a visa holder, I was confused about buying a home in the US. HomeAbroad guided me end-to-end—even found a Chinese-speaking realtor. Great experience!”
Tony Xu
Non-Resident Chinese Investor
Image 1
Definitely Recommended
“I bought my first US property with HomeAbroad. Rachel was helpful, from browsing to pre-approval. The mortgage took 1–2 months, which was fine for a foreign national. I’d use them again!”
Kol Polen
Non-Resident Buyer
Image 1
Definitely Recommended
“My wife and I wanted a home in the US to be closer to our grandkids. HomeAbroad helped us find the perfect home and secure financing without US credit. Michele guided us every step. We couldn’t be happier!”
Thomas Van Zyl 
US Newcomer on Immigrant Visa
Image 1
Definitely Recommended
“I bought my first US property with HomeAbroad. Rachel was helpful, from browsing to pre-approval. The mortgage took 1–2 months, which was fine for a foreign national. I’d use them again!”
Kol Polen
Non-Resident Buyer
Image 1
Quick and Trustworthy
“Highly organized, professional & clear. Rachel explained foreigner loan options thoroughly, giving me all I needed to decide confidently.”
Yassin Farhat
Non-US Resident Investor
Image 1
Best Choice for Foreign Investors
“Jason Saylor gave personalized attention and made the process easy to understand. Despite differences with my home country, HomeAbroad’s advisors were always ready to assist. Highly recommend!”
Alvaro A
Newcomer on H1-B Visa
Image 1
Understands Cultural Differences
“HomeAbroad isn’t just another company. Jason Saylor made the financial process easy, clear, and secure. They accommodated my home country’s differences and helped us secure our first US investment.”
Jose Luis
Non-US Resident from Spain

Ready to Join Our Happy Family of Satisfied Clients?

Featured In

CBS FortuneUS NewsBankrateInmanRedfinNational Association of Realtors

Build Wealth Through U.S. Real Estate Investment

Take the first step to secure your US property with the most trusted brand in the US 

Excellent

Stars

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Home loan lending products are offered by HomeAbroad Loans LLC, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.